710LOAN.com       Affordable Payday Loans For Everyone!

Questions & Answers

Why 710 LOAN?
LOWER RATES! Our rates for each $100 you borrow are lower than our national competitors period! At 710 LOAN you always pay $12 for every $100 borrowed. Our national competitors bill you $15 for every $100. On a typical weekly $500 payday loan that's a $60 savings per month!

What documents do I need to apply?
1. 2 Forms of Government issued I.D.(1 form must be photo I.D.)
2. Most recent pay stub 
3. 60 Days of your bank statements or bank passbook(if applying for the first time it must be teller stamped)
4. A personal cheque
5. 1 Utility Bill showing your current address.

How do I get my CASH?
You must visit our retail store in Toronto at 1805 Wilson Avenue to receive your cash.  The process takes less than 5 minutes and if approved you will walk out with INSTANT CASH.  We do not offer direct deposit and all our clients are paid in CASH.

How Much Can I Borrow?
For payday advances you can borrow a minimum of $100 up to a maximum of $710.00  The maximum you are allowed to borrow is calculated by us and is based on your employment earnings.
Only on your very first loan with 710Loan will we loan up to a maximum of $300.00.  Once your first loan is repaid in full and if you qualify you can reborrow up to a maximum $710.00.

Who can apply for a payday loan with 710Loan.com?
-Be a Canadian Citizen or Permanent Resident of Canada
-Must be employed or be collecting Old Age Security benefits from Canada Pension Plan for a minimum of 90 days.
-Your Income must be at Least $600.00 per month
-Must have a valid chequing account with a Canadian Bank in your name
-You must have a valid home or cell or work phone number.
Regardless of the above, the final decision is subject to the discretion of 710Loan.com/PSOH Group Inc.

I am on ODSP, can I apply?
Unfortunately 710 LOAN does not accept ODSP, WSIB, Disability benefits or any other forms of government assisted pay as employment earnings and therefore cannot loan.

How do I repay my Loan to you?
Fast and Simple!  
You will write a personal cheque that is post dated until your next pay date for the amount owing.  All post dated cheques will be deposited the end of day of your next pay date. For example; if your post dated cheque is dated for the 15th, then we will deposit the cheque on the 15th after 9pm.

When I pay off my Loan how soon can I receive another?
You can reborrow the same day if you walk in and pay off your exisiting loan in CASH or you will need to wait 4 banking days if we are depositing your cheque.

If I am applying ONLINE, how long does it take for my ONLINE Loan Application to be approved?
At 710Loan.com we will do our very best to process your loan request within 2 Hours. When approved we will send you an email confirmation and you can pick up your CASH at our retail store. 

What happens if I can't make my payment?
You must contact our office immediately and inform us that you will not be able to meet your loan repayment at least 1 day prior to your pay date or loan due date.  If you do not contact us, collection procedures and legal proceedings will commence immediately.

I work for a temporary employment agency or I am a commission based employee, can I apply?
710 Loan does not loan to individuals that are working with a temporary employment agency or individuals that are paid strictly on a commission basis such as real estate agents, car sales etc.

I have poor credit, can I still get a loan?
Yes, we do not ask for your credit report or credit history.

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